Retirement today looks very different than it did a generation ago. As defined contribution plans continue to replace traditional pensions, more retirees are responsible for creating sustainable income that can last a lifetime.

Americans are thinking about retirement income, yet many still do not feel fully prepared for retirement. LIMRA’s research reveals why: retirement confidence is driven by more than assets alone.

Learn how financial professionals can use AI to improve client conversations, meeting preparation, retirement planning discussions, and advisor productivity.

Research paper explores the complex financial and emotional realities women face after the loss of a spouse. While widowhood brings profound grief, it often also marks a sudden shift into full financial responsibility—particularly for women who may have previously deferred money management to their partners

Help clients turn retirement uncertainty into confidence with insights from Anne Lester’s proven approach to more effective retirement income planning conversations. By using storytelling, relatable examples, and client-focused dialogue, financial professionals can make complex retirement concepts more memorable and meaningful.

This report examines the growing retirement crisis facing Generation X as they approach retirement during the “Peak 65” era. It argues that Gen X is uniquely vulnerable due to a combination of economic, structural, and behavioral challenges that have left them less prepared than previous generations.

With LIMRA’s trusted insights and ready-to-use independent unbiased marketing support, you can simplify the annuity story, address common objections, and build confidence in every conversation.

Explore how Protection as an Asset Class uses annuities to reduce portfolio risk, improve efficiency, and strengthen retirement income outcomes for clients.

Learn how aging affects decisionmaking risk in retirement and how smart financial planning and protected retirement income help secure your future.

Financial professional focused guide on how health risks,healthcare costs, and longevity impact retirement income—and how protected lifetime income supports confident planning.

How will you cover your expenses when you’re no longer receiving a paycheck? And how much money will you need in retirement? Those are questions that most retirees struggle to answer

When considering your budget in retirement, there are three general paths people take: those who spend too little; those who spend too much; and those who identify the optimal spend level

Everybody needs a steady retirement paycheck to cover the basics: shelter, clothing, food, transportation and healthcare. But what about wants beyond those five basic needs

While there may be many twists and turns in the road, our financial lifecycle is linear. As we age, financial priorities progress through three phases: Grow, Protect and Spend

For most people there’s an inverse relationship between inflation and their lifestyle. Simply stated, rising inflation directly [and sometimes dramatically] causes you to lose spending power

Americans spend decades working, saving, and anticipating retirement. But as they approach their post-work life, many don’t know how their retirement savings will generate a reliable source of protected income

If you’ve ever dealt with serious illness or have been a caregiver for family members, you already understand the importance of thinking ahead about healthcare costs

Often our instinctive reaction in times of market volatility is to pick up the phone and call the person managing our money

Generation X: Six Retirement Topics to Raise

When thinking about retirement planning, the focus is often on market ups and downs…

One of the most common fears people share when considering retirement is the very real possibility of outliving the money they’ve worked so hard to save.

Many people heading into retirement never consider how an untimely downturn in the financial market could mean overhauling their financial plan or even worse, delaying retirement all together

How long can you reasonably expect to live? That’s a key retirement planning question. And it raises questions about how to add protected lifetime income to your portfolio so you don’t outlive your money

Starting the Retirement Income Conversation

Serving in Floating Doctors, an organization he formed to help deliver medical services to people in remote parts of the developing world, Labrot found himself in many life-threatening situations.

For decades, some financial professionals have counseled clients that they should be able to safely withdraw four percent of their assets each year

For many, the retirement equation appears complicated and overwhelming. Thankfully, at the most basic level, it comes down to just three relatively straightforward buckets: savings, income and lifestyle

Learn strategies to increase your Social Security income, including when to claim, working longer, spousal and survivor chars). benefits, and retirement income planning.

Retirees secure income with annuities

For retirees securing lifetime income

Risk-taker picks safe retirement

Thrill-seeker chooses a safe retirement

Secure guaranteed retirement income with annuities

Retire confidently with protected monthly income

Choose from safe, balanced, or growth annuities

Annuities offer access and can be understood

Annuity Myths About Fees and Commissions

Is an Annuity an Investment or Insurance?

Why Are There So Many Kinds of Annuities?

Making Annuities Easier to Understand

How a Deferred Annuity Fits Into Retirement Income Planning

Annuities Language Glossary—for Consumers (19 pages)

Clients and Financial Professionals Can Benefit From Annuities

Using Annuities to Offer Protection When Markets Go Down

Financial Protection: A New Asset Class For Retirement Plans

Is Buying an Annuity in a Zero Interest Rate Environment a Good Idea?

How to Create a Family Legacy With Annuities

Do You Have a Plan to Cover Healthcare…

Make an Annuity the Workhorse of Your IRA

The Many Benefits of Annuities Might Surprise You

“Should you have retired earlier?” “Is this market volatility going to impact my ability to retire?” “How are the knees?” These are some of the questions Americans would ask themselves if they could look into the future as their retirement years grew closer

Where are you going to get the income to live on in retirement? People in their 60s and early 70s are looking for cash flow—money coming into their checkbook every month

Insights on using annuities for protection and income