If you’ve ever tucked a check into a birthday or holiday card, you probably thought about the recipient opening it, seeing the check flutter out, and thinking warmly about you. What if you could replicate that after you’ve passed away? There’s actually a little known way to use annuities to do just that. “Guess what? An annuity can provide income for you and your spouse, but it can also provide income for you and a son or daughter, or you and a sister, or you and a grandchild. That person gets the lifetime income!” says Michael R. Harris, a senior educational advisor with the Alliance for Lifetime Income who holds CFP, CLU and CHFC designations. “Annuities aren’t just ‘I buy it and get the income.’ They can also provide the benefit of leaving a legacy.” AN INCOME STRATEGY FOR GENERATIONS A financial professional might call this a multigenerational income strategy. You want an income stream while you’re alive, but you also want to do something