This report examines the growing retirement crisis facing Generation X as they approach retirement during the “Peak 65” era. It argues that Gen X is uniquely vulnerable due to a combination of economic, structural, and behavioral challenges that have left them less prepared than previous generations.

Research paper explores the complex financial and emotional realities women face after the loss of a spouse. While widowhood brings profound grief, it often also marks a sudden shift into full financial responsibility—particularly for women who may have previously deferred money management to their partners