Healthcare costs are one of the biggest retirement concerns for clients, yet many planning conversations still treat healthcare, taxes, Medicare, and income strategies separately. These resources show why a more integrated approach matters.
Income decisions can directly affect healthcare costs through Medicare premiums, IRMAA surcharges, ACA subsidies, and tax exposure. Small planning choices can lead to meaningful differences in retirement outcomes.
The downloadable Research Brief provides a concise overview of the opportunity and key findings, while the full Research Report delivers the supporting research, planning framework, case studies, and advisor applications in greater depth. Together, they offer actionable insights for financial professionals seeking to strengthen retirement planning conversations and deliver more holistic advice.