Client Resources
Find Your Purpose. Fund Your Purpose.
Your Guide to Purposeful Living and Retirement Readiness
Retirement Income Institute Fellow, Richard Leider is an expert on finding purpose in life. This workbook, developed in partnership with Leider, will help support conversations about finding purpose and funding a purpose-driven retirement.
Branded Version (PDF)
Annuities: An Essential Slice of the Retirement Pie
Annuities have become an essential slice of the retirement pie for Americans approaching and living in retirement. As part of a retirement income solution, annuities also can be an ideal complement to other portfolios.
This insightful bulletin by JP Morgan Asset Management’s Dr. David Kelly shows how annuities can be used to solve the most common retirement challenges, such as: income generation, life expectancy, emotional biases, and market returns.
The Annuity Advantage Market Bulletin
JP Morgan Asset Management’s Dr. David Kelly on Annuities
Alliance member JP Morgan Asset Management released co-branded article with ALI titled, “The Annuity Advantage,” by Dr. David Kelly, CFA. The article includes straightforward visuals and descriptions of the benefits of annuities to clients and advisors. For example, “An individual has to plan for the worst. An insurer only has to plan for the average.” Review this article and share with clients saving for retirement and interested in protecting a piece of their savings.
‘Life’s Third Age’ Program
The Alliance for Lifetime Income has teamed up with renowned psychologist, gerontologist, best-selling author, and Founder/CEO of Age Wave Ken Dychtwald, Ph.D., to help Americans prepare to succeed in retirement. Dr. Dychtwald’s new public television special, “Life’s Third Age,” sponsored by the Alliance for Lifetime Income, presents many important—though admittedly difficult—questions millions of Americans face every day, and encourages honest discussion and planning to position people for the best outcomes. We created this FINRA reviewed discussion guide to help financial professionals start having these important conversations with clients.
Standard Version (PDF)
FINRA Letter (PDF)
Click here to see if the show is airing in your region, and you can customize the guide to encourage clients to watch the special.
Tools
The Retirement Income Security Evaluation (RISE) Score™—for Consumers
Will your retirement income leave a gap between what you have and what you need? There’s a tool that can help you find out. The Retirement Income Security Evaluation (RISE) Score™ analyzes your income, expenses and the major risks facing your portfolio and generates a score that evaluates how likely you are to outlive your money. It’s like a credit score for retirement. Learn more.
References
This area features unique education materials that you can distribute to your clients and communities that explain how protected life income can fit into their overall retirement planning picture.
2021 Protected Retirement Income and Planning Study
TOP 6 INVESTOR AND FINANCIAL PROFESSIONAL INSIGHTS
Surveys of 2,004 investors ages 45–75 and 505 financial professionals, spanning registered investment advisors to national wirehouses, conducted in August and September.
Check Off the Basics Brochure
A guide to planning for essential expenses in retirement. Using a portion of your savings to purchase an annuity, you can you Check Off the Basics and cover your essential monthly expenses. That can help you live retirement the way you want. This guide helps you take the first steps in figuring out your essential expenses and income in retirement, and how protected lifetime income from an annuity can help fill any gaps.
Annuities Language Glossary—for Consumers
Annuities can be difficult to understand, so we’ve created this personalized Language Glossary to help demystify some of the language used when describing them. By reducing this complexity, one can make better decisions about annuities, leading to better outcomes in retirement planning. This is version II of the glossary, which will be refined and expanded in the future to include additional terms and language.
Income Hierarchy Brochure—What Are You Saving For in Retirement?
TRIFOLD VERSION
Use this file with your commercial printer for larger quantities at a higher quality. Full bleed as spreads with printer’s marks. (PDF)
MULTI-PAGE VERSION
Use this 6 page version to print in-office, or at your office supply store for smaller quantities. Individual pages with 1/4″ margin. (PDF)
PERSONALIZED VERSION
Personalize this FINRA-reviewed 4 page version with your photo, logo, and contact information. (PDF)
PUBLIC LINKS
Here’s Why You Shouldn’t Blindly Follow Retirement ‘Rules of Thumb’
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Protecting Retirement Income Through Volatile Markets
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Four in Five Pre-Retirement Americans Are Concerned They Won’t Have Enough Money in their Later Years
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YOUR YELLOW BRICK ROAD
To Growing a Successful Practice with Protection Strategies
Resources and tools to engage and educate clients most in need of retirement protection.